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However, keep in mind that it is illegal to intentionally write a bad check; if you’re postdating it with the intention of canceling it before the date, or if you know for certain that you won’t have the funds, you could run into legal trouble.

The laws differ from state to state, but the short answer is yes.

Once you sign a check, it can legally be cashed – regardless of the date you wrote on it – by the payee.If you do accept it, you should check with your bank to see if they can process the check before the date on the check.If the person who wrote the check has provided reasonable notice of postdating to their bank, however, you will not be able to cash the check early. It’s a common misconception that postdating your check will ensure that the money stays in your account until the date on the check, but this isn’t necessarily the case.In your notice, you’ll want to provide information such as the name of the payee, your account number, the check number and the amount of the check.There are some caveats to this, which depend on the manner in which you provide notice to your bank, according to the Consumer Financial Protection Bureau (CFPB): So what happens if the bank cashes your check despite your reasonable notice?

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